Membership life in NITO
A person stands on an electric scooter on asphalt.
Medlemslivet i NITO Forsikring

Electric scooter insurance: New legal requirements you need to know

It is now required by law to have liability insurance for electric scooters. See what you need to know about the new rules and what kind of insurance you need to have.

Electric scooters are now classified as "small electric motor vehicles" and are covered by the Motor Liability Act. This means that all electric scooters that travel between 10-20 km/h must have liability insurance - just like cars.

New rules you must follow  

Insurance obligation: All electric scooters that can drive between 10-20 km/h must have statutory liability insurance.

  • Blood alcohol limit: Same blood alcohol limit as for cars (0.2 per thousand).
  • Age limit: Minimum twelve years to ride an electric scooter.
  • Helmet obligation: Children under the age of 15 must wear a helmet.
  • Speed limit: Electric scooters that can be modified to over 20 km/h via app or other solutions are illegal.

If you have not taken out the statutory liability insurance in the event of an accident, you are responsible for the compensation amounts. Something you can be sentenced to pay, and which can amount to large sums of money.

30 percent discount at Tryg

As a NITO member, you get a 30 percent discount on a number of insurances. The electric scooter insurance from Tryg includes the statutory liability insurance that covers up to NOK 100 million on property damage and unlimited on personal injuries. 

How well do you want to insure your electric scooter?

Responsibility

Statutory insurance that covers damage to persons, other people's vehicles and property.

Comprehensive Insurance

Covers damage to your own electric scooter, even when you have been unlucky yourself. Often chosen for higher value e-scooters.
Responsibility: Included
Comprehensive Insurance: Included
Responsibility: Included
Comprehensive Insurance: Included
Responsibility: Included
Comprehensive Insurance: Included
Responsibility: Included
Comprehensive Insurance: Included
Responsibility: Not included
Comprehensive Insurance: Included
Responsibility: Not included
Comprehensive Insurance: Included
Responsibility: Not included
Comprehensive Insurance: Included
Responsibility: Optional
Comprehensive Insurance: Optional

Member benefits

As a member of NITO, you get access to a number of benefits.

Share Facebook LinkedIn Instagram