Free disability insurance as a student
Did you know that you can change student insurance? The proportion of young disabled people between the ages of 25-34 is increasing. With NITO Student Insurance +ME, you have free disability insurance throughout your studies and throughout your first year as a working NITO member.
The most common reasons for the increase in the number of young disabled people are mental disorders, musculoskeletal diseases, and diseases of the nervous or circulatory system. Make sure you don't get into financial trouble before you're properly into adulthood.
What does +MEG and +MITT cover?
+ME
Disability and accident insurance for NITO student members+MITT
Home contents insurance for NITO student membersTake the future seriously
As a young and healthy student, you do not expect your health to deteriorate even before working life has started, but unfortunately this is happening more and more often. If you are working, NAV pays a maximum of 66 per cent of your salary, but only up to NOK 491,151 (66 per cent of 6 G).
For engineers with higher starting salaries , this could mean a drastic loss of income – keep this in mind if you opt out of +MEG in favor of +MITT.
Compensation of more than NOK 500,000
NITO Student Insurance +MEG includes both disability insurance and accident insurance. The disability insurance gives you a one-off compensation of 5 G (NOK 620,140) in the event of at least 50 per cent permanent disability. Incapacity for work means that the ability to perform income-generating work is permanently impaired. Accident insurance can give you compensation up to NOK 1 million if you suffer permanent injuries as a result of an accident.
You do not have to submit a self-declaration
Usually, you must submit a health certificate to get disability insurance, as the insurance provides compensation in the event of illness. For example, if you have diabetes or ADHD, struggle with bad knees or back, you may risk not being able to buy your own disability insurance. If you choose NITO Student Insurance +ME, you do not have to submit a self-declaration of health and have financial security if something should happen to you in the future.
Are you properly insured? Talk to us
NITO's insurance centre can take a free review of your insurance policies and provide good advice to ensure that you are covered in the best possible way.
