Don't skip travel insurance, it can be expensive
Are you young and going on a trip? Do not take for granted that you are covered by your parents' travel insurance. Make sure you have valid and good travel insurance so that you avoid having to drain your student loan and savings account if an accident occurs.
"We know that students like to travel and experience the world. Make sure you are insured, says Tryg Forsikring's travel expert, Roy Vetaas.
"You may think that you are covered by your parents' travel insurance, you are only covered until you are 20 or 21 years old. Here there are differences between insurance companies, so here it is important to check the terms and conditions.
NITO Travel Insurance is among the best in the market and is therefore the very best travel insurance for NITO's student members.
NITO Travel Insurance is a year-round travel insurance that covers more than a regular travel insurance. It has Tryg's best terms and conditions, and applies to all journeys with a duration of up to 90 days – including to and from the convenience store, or when you walk the dog.
Why you need travel insurance
"We find that many young people do not have valid travel insurance. It is easy to forget to check this, or to fall into the trap of not booking the travel insurance before departure. Traveling without travel insurance can quickly cost you several hundred thousand kroner, especially if you get sick and are outside the EU, Vetaas explains.
If you are a student member of NITO, NITO Student Insurance is included in your membership, until you have finished your studies, whether it is a Bachelor's or Master's degree.
NITO Student Insurance provides free access to medical care and extended online mental health care. In addition, you have chosen whether you want to insure yourself through + ME or your things with + MY.
It is important to make sure that you also have other insurances in place. As a member of NITO, you are guaranteed a good price and very good terms, for example on NITO Travel Insurance.
Benefits of NITO Travel Insurance
- Completely without deductible
- Unlimited sum insured for late arrival, luggage, motion sickness, repatriation, cancellation and evacuation
- Theft of bicycles outside the municipality of residence is covered by up to NOK 40,000 per bicycle
- Covers the deductible if you have a rental car on holiday
- Loss of hotel accommodation and tickets to events is covered with up to NOK 5000 in the event of a travel delay due to a technical fault or weather conditions
What does travel insurance cover?
"A good travel insurance applies from the time you leave your property. It covers, among other things, theft of luggage both when travelling and in everyday life when you are on your way to and from your place of study," says Vetaas.
"It is also important that the travel insurance includes cancellation insurance. Then you can have your trip cancelled due to illness, and get money back for flight tickets, hotels, concert tickets and other expenses related to the trip.
Unfortunately, not infrequently, we receive calls from desperate young people who wonder how they can pay hospital bills and their journey home. We hear several times about amounts of close to half a million kroner for this," says Vetaas.
"These young people are in a desperate situation, and we feel for them. If they had NITO Travel Insurance, this would not have been a problem. Of course, NITO Travel Insurance covers both hospital stays and repatriation – with no limit on the sums insured.
If you are ill and alone abroad, NITO Travel Insurance also covers travel and accommodation for up to two family members if you need them to come and help you where you are.
Are you properly insured? Talk to us
NITO's insurance centre can take a free review of your insurance policies and provide good advice to ensure that you are covered in the best possible way.
